Medical Debt

Medical debt and collections: what collectors can and cannot do, credit reporting rules for medical debt, and options for bills already in collections.

Medical Debt

Medical Debt Exempt Income (Non-Garnishable)

Social Security and SSI benefits cannot be garnished for medical debt, but wages can be—unless you're in Texas, North Carolina, or claim an exemption.

November 2, 2026

Medical Debt

Hospital Debt Judgment Enforcement

Hospital debt judgments can be enforced through wage garnishment, bank levies, and property liens years after the original debt, but state laws increasingly restrict…

October 26, 2026

Medical Debt

Medical Debt Judgment Collection

Court judgments on medical debt allow creditors to garnish wages and place liens on property, but three states now restrict these actions.

October 20, 2026

Medical Debt

Post-Judgment Interest on Medical Debt

Most states allow 6–12% post-judgment interest on medical debt, but Virginia, California, Arizona, and Washington cap it at 1–5% to prevent compound debt growth.

October 16, 2026

Medical Debt

Medical Debt Judgment

Medical debt judgments can add thousands in fees and interest, but new state laws are limiting these costs.

October 15, 2026

Medical Debt

Hospital Debt Trial: What to Expect

Hospital debt lawsuits are rising; understand how they work and what rights you have when served papers.

October 13, 2026

Medical Debt

Hospital Debt Lawsuit Depositions

Hospital debt collection lawsuits use depositions to gather evidence; understand the process and your rights before being deposed.

October 6, 2026

Medical Debt

Medical Debt Lawsuit Discovery Process

Discover what documents a creditor must provide in a medical debt lawsuit and how to enforce your rights if they refuse.

October 4, 2026

Medical Debt

Small Claims Court for Medical Debt

Small claims court handles over half of all medical debt disputes—know your state's dollar limit and whether the debt is still collectible under your…

October 4, 2026